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Automatic loan renewal : Some lenders offer borrowers the option to automatically renew their short term loans if the funds are not available on the initial due date. Borrowers should read the terms and conditions of their loans carefully. Finding a student loan that requires no cosigner or credit check is not as hard as you may think. Federal student loans dont require either. These loans are need-based, so if you simply demonstrate a need for financial assistance you will be considered eligible. To apply for federal student loans, fill out a FAFSA form online. Not contacting you by phone before 8 am or after 9 pm
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