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Unsecured loans no credit check A valid government issued Photo ID (i.e. driver's license) A: Getting student loan with bad credit and no cosigner can be easy only when it comes to getting federal loans. Private loans consider the financial background of the applicant before lending the money, therefore if you do not have a good credit score, you can be compensated if you have cosigner that has a strong financial background. If you have neither a good credit history nor a cosigner then you may qualify for a loan with a very high interest rate and the conditions may not be very flexible.
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