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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan. 100% of borrowers have checking accounts and are employed. We have many lenders on our panel with who we are in contact 24/7. That is why you will get a quick answer and the loan amount will be deposited in your bank account within 24 hours.