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Do you need cash for an unexpected expense? The best thing to do is to keep your emergency fund fairly liquid. Basically, you should be able to withdraw the required cash when you need it. Similarly, you would not want to use your savings to invest in high-risk high-return financial instruments such as stocks and mutual funds. Keep your savings safe for an emergency and set aside money for investing in another account. How To Refinance Without a Credit Check. Finding a simple and easy refinance is a challenging endeavor. How to Get a. Paying the loan back - When do I have to pay it back?
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