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The equal principal payment plan also provides for payment of accrued interest on the unpaid balance, plus an equal amount of the principal. The total payment declines over time. As the remaining principal balance declines, the amount of interest accrued also declines (Table 2). Students considering emergency financial aid should understand that these programs offer limited help. They are only a stop-gap in a crisis, not a secondary form of college funding. Countless Benefits You Can Obtain
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